Financial Institution Services

AssurancePlus provides innovative products with a high perceived value and low cost of implementation for Banks, Credit Unions, Mortgage Companies, Real Estate Firms, etc.

• AUTO DEDUCTIBLE REIMBURSEMENT

  Coverage: Reimbursement will be equal to the covered auto deductible on the auto policy, upto $500 per loss.

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• HOME BENEFITS

  • Emergency Cash

    Coverage: Reimbursement will be for shelter, food, toiletries, transportation, and clothing, if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe or unfit to live in, as determined by a licensed inspector) up to $500 per claim.

  • Emergency Lodging

    Coverage: Reimbursement will be for lodging expenses (hotel or motel) if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe of unfit to live in, as determined by a licensed inspector) up to $500 per claim.

  • Glass Breakage

    Coverage: Reimbursement to replace a broken window at the member's home up to $500 per claim.

  • Home Deductible Reimbursement

    Coverage: Reimbursement will be equal to the covered home deductible on the home policy, up to $500 per loss.

  • Lockout Reimbursement

    Coverage: Reimbursement for a licensed locksmith to allow reentry into the member's home up to $200 per claim.

  • Rent and Mortgage Reimbursement

    Coverage: Reimbursement will be for rent or mortgage payment if the member's home is rendered uninhabitable (a condition that renders the member's home unsafe of unfir to live in, as determined by a licensed inspector) up to $500 per claim.

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• ID THEFT RESOLUTION SERVICE

  This service includes things suck as: credit monitoring, assistance in helping a member resolve ID theft issues, answering general questions concerning ID theft, providing credit reports and/or credit score, provide ID theft tool kit. The resolution services are very effective at helping the member resolve their ID theft issues and are believed to be a factor in our good claim experience.

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• TRAVEL BENEFITS

  • Baggage Delay

    Coverage: Reimbursement for the actual cost of replacing any personal articles (e.g. Clothing, hygiene and/or grooming products) or business effects (e.g. Uniforms or general office supplies) contained in the baggage up to $500 per claim.

  • Destination Assistance

    Coverage: Reimburse for expenses to return to the member's home, after a vehicle disablement up to $250 per claim.

  • Emergency Travel

    Coverage: Reimburse for the following expenses incurred while the vehicle is being repaired as a result of the vehicle disablement (a) food and lodging expense (the actual charge for overnight hotel stay and meal costs incurred by the member) (b) rental vehicle expense (the actual cost charged by the rental agency for the rental of a private-passenger vehicle) up to $500 per claim.

  • Hotel/Motel Burglary

    Coverage: Reimburse for the cost to repair or replace the personal property that were damaged or stolen during the burglary.

    Limits of Liability: $1,000 per claim.

  • Lost or Damaged Baggage

    Coverage: Reimbursed the lesser of the repair cost of the actual cash value to replace the baggage and items contained within the baggage up to $500 per claim.

  • Trip Cancellation

    Coverage: Reimbusement for non-refundable cancellation or change fee imposed by the common carrier up to $1,000 per claim.

  • Trip Delay

    Coverage: Reimburse for any overnight hotel stay and meal costs as a result of the delay up to $500 per claim.

  • Trip Interruption

    Coverage: Reimbusement for the cost of travel on the common carrier to the return destination or to rejoin the individual(s) the member is traveling with at their current location up to $1,000 per claim.

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• NON-INSURANCE PRODUCTS

  • Extended Warranty

    Coverage:

    Double the Manufacturer Warranty: Coverage that doubles the term of the customer's product manufacturer's warranty up to a maximum of one year and pays for required repairs or replacement of the Eligible Product.

    36 Month Date of Purchase: Coverage that extends the term of the Customer's Product Manufacturer's Warranty up to 36 months from the date of purchase and pays for required repairs or replacement of the Purchased Product.

  • Hotel Overbooking

    Coverage: Reimbursement for room if reservation is made and hotel/motel is unable to provide reasonable, alternative room accommodations when you get there up to $1,000 per claim.

  • Price Protection

    Coverage: Provides reimbursement for the difference in price if an item purchased is advertised for a lower price within a number of days from the original purchase date up to $500 per claim.

  • Satisfaction Guarantee

    Coverage: Reimbursement to the customer, for undamaged items if the customer becomes dissatisfied with the item within a number of days of the original purchase date, and the store will not take the item back up to $500 per claim.

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• Auto Deductible Reimbursement

• Home Benefits

• ID Theft Resolution Services

• Travel Benefits

• Non-Insurance Products